Checking

At Minnesota Lakes Bank we offer a variety of checking accounts to suit your business needs. Please contact a bank representative for further details and current rates.

Compare Accounts

Click on an account in the chart below or scroll down for more details.

SMALL BUSINESS CHECKING	BUSINESS CHECKING	BUSINESS NOW CHECKING
Non-interest earning	Earnings credit will be used to offset bank service charges	Interest bearing
No monthly service fee ($8 service fee if balance falls below $400 daily balance)	$8 monthly maintenance fee	No monthly service fee ($8 service fee if balance falls below $800 daily balance or $1,600 monthly average balance)
The first 40 deposit items per month at no charge; $0.20 will be charged for each item over limit	No minimum monthly balance required	$0.20 charge per debit/check paid if under minimum balance
The first 20 debit/checks paid per month at no charge; $0.20 will be charged for each item over limit	$0.15 per debit/check paid	$2/month check images
Bill pay services available	$0.07 per item deposited	$3 per paper statement
$2/month check images	$2/month check images
$3 per paper statement	$3 per paper statement

All Consumer Accounts

Business checking accounts at Minnesota Lakes Bank offer other services including a large selection of checks, endorsement stamps, coin and currency exchange, night depository and access to the following electronic features:


Remote deposit capture	Online banking access	Debit/ATM/ Credit card	Merchant Services	SecurLOCK app	Bill Pay access

Small Business Checking

Minnesota Lakes Bank's Small Business Checking is designed for the small to midsize business that has a low volume of monthly checks and deposit but requires the electronic features and other bank services.