You are here
Checking
At Minnesota Lakes Bank we offer a variety of checking accounts to suit your business needs. Please contact a bank representative for further details and current rates.
Compare Accounts
Click on an account in the chart below or scroll down for more details.
SMALL BUSINESS CHECKING |
BUSINESS CHECKING |
BUSINESS NOW CHECKING |
Non-interest earning | Earnings credit will be used to offset bank service charges | Interest bearing |
No monthly service fee ($8 service fee if balance falls below $400 daily balance) |
$8 monthly maintenance fee |
No monthly service fee ($8 service fee if balance falls below $800 daily balance or $1,600 monthly average balance) |
The first 40 deposit items per month at no charge; $0.20 will be charged for each item over limit |
No minimum monthly balance required | $0.20 charge per debit/check paid if under minimum balance |
The first 20 debit/checks paid per month at no charge; $0.20 will be charged for each item over limit |
$0.15 per debit/check paid |
$2/month check images |
Bill pay services available |
$0.07 per item deposited |
$3 per paper statement |
$2/month check images |
$2/month check images | |
$3 per paper statement | $3 per paper statement | |
All Business Accounts
Business checking accounts at Minnesota Lakes Bank offer other services including a large selection of checks, endorsement stamps, coin and currency exchange, night depository, and access to additional electronic features like the images shown below. Click on an image below for more detail.
![]() |
![]() |
![]() |
![]() |
![]() |
![]() |
Remote deposit capture |
Online banking access |
Debit/ATM/ Credit card |
Merchant Services |
SecurLOCK app | Bill Pay access |
Small Business Checking
Minnesota Lakes Bank's Small Business Checking is designed for the small to midsize business that has a low volume of monthly checks and deposit but requires the electronic features and other bank services.
Business Checking
Minnesota Lakes Bank's Business Checking is for the customer that has a large volume of monthly checks and deposits.
Business Now Checking
Minnesota Lakes Bank's Business Now Checking account is specifically designed for sole proprietors and nonprofit organizations.
Click here to view the Minnesota Lakes Bank Online Access Agreement and Disclosure Statement.