You are here

 » Checking


At Minnesota Lakes Bank we offer a variety of checking accounts to suit your personal needs. Please contact a bank representative for further details and current rates.

Compare Accounts

Click on an account in the chart below or scroll down for more details.




Non-interest earning Interest paid monthly  Interest paid monthly 
No limit on deposits or withdrawals  No limit on deposits or withdrawals  No limit on deposits or withdrawals 
No monthly maintenance fee   $10 monthly maintenance fee  No monthly maintenance fee
$3/month paper statements  Complimentary paper statements  Complimentary paper statements 
$1/month check images  Complimentary check images  Complimentary check images 
$5 cashier's checks  Complimentary cashier's checks Complimentary cashier's checks
Paperchecks available for purchase  Complimentary specialty checks Complimentary specialty checks
  Complimentary photocopies Complimentary photocopies

All Consumer Accounts

Consumer checking accounts at Minnesota Lakes Bank require a $50 minimum deposit and a $0.01 account balance minimum at all times. Our Consumer accounts also offer access to additional electronic features like the images shown below. Click on an image below for more detail. 

Mobile app &
mobile deposit
Online banking
Debit/ATM card Free access at
select ATMs
SecurLOCK app Bill Pay access* People Pay**

*NO FEE for Online Bill Pay service if your Online Bill Pay service is used during the statement cycle. If Online Bill Pay service is not used during the statement cycle, you will be charged $8.00 each month you do not meet the Online Bill Pay Qualifications.

**Our P2P payments (person to person payments) solution is a free way to send money to others via check, account to account, email/mobile number or PayPal through online banking. See the People Payments Service Agreement & Disclosure below for more details.


Essential Checking

Minnesota Lakes Bank's Essential Checking Account has all the essentials: it is simple yet includes the option to sign up for additional complimentary electronic features and benefits.


Superior Checking

Minnesota Lakes Bank's Superior Checking Account offers tiered interest rates with no monthly qualifiers. It's perfect for people looking for a return on their checking account balance.


Prime Time Checking

Minnesota Lakes Bank's Prime Time Checking Account is reserved for customers 50 years old or better. The account offers benefits for people in their prime.


Click here to view the Minnesota Lakes Bank Online Access Agreement and Disclosure Statement.