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At Minnesota Lakes Bank we offer a variety of checking accounts to suit your personal needs. Please contact a bank representative for further details and current rates.
Click on an account in the chart below or scroll down for more details.
|Non-interest earning||Interest paid monthly||Interest paid monthly|
|No limit on deposits or withdrawals||No limit on deposits or withdrawals||No limit on deposits or withdrawals|
|No monthly maintenance fee||$10 monthly maintenance fee||No monthly maintenance fee|
|$3/month paper statements||Complimentary paper statements||Complimentary paper statements|
|$1/month check images||Complimentary check images||Complimentary check images|
|$5 cashier's checks||Complimentary cashier's checks||Complimentary cashier's checks|
|Paperchecks available for purchase||Complimentary specialty checks||Complimentary specialty checks|
|Complimentary photocopies||Complimentary photocopies|
All Consumer Accounts
Consumer checking accounts at Minnesota Lakes Bank require a $50 minimum deposit and a $0.01 account balance minimum at all times. Our Consumer accounts also offer access to additional electronic features such as:
|Mobile app &
|Debit/ATM card||Free access at
|SecurLOCK app||Bill Pay access*||People Pay**|
*NO FEE for Online Bill Pay service if your Online Bill Pay service is used during the statement cycle. If Online Bill Pay service is not used during the statement cycle, you will be charged $8.00 each month you do not meet the Online Bill Pay Qualifications.
**Our P2P payments (person to person payments) solution is a free way to send money to others via check, account to account, email/mobile number or PayPal through online banking. See the People Payments Service Agreement & Disclosure below for more details.
Minnesota Lakes Bank's Essential Checking Account has all the essentials: it is simple yet includes the option to sign up for additional complimentary electronic features and benefits.
Minnesota Lakes Bank's Superior Checking Account offers tiered interest rates with no monthly qualifiers. It's perfect for people looking for a return on their checking account balance.
Minnesota Lakes Bank's Prime Time Checking Account is reserved for customers 50 years old or better. The account offers benefits for people in their prime.