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Credit & Debit Cards

Fast, easy access to your money!

Minnesota Lakes Bank offers Personal Credit Cards, as well as Debit/ATM cards. They are accepted at over 220,000 ATMs worldwide and are directly linked to your Minnesota Lakes Bank checking account.

After-hours support for lost or stolen cards is 1-800-236-2442.

    MNLB Personal Credit Card

Apply now!

Click here to access your account information on MyCardStatement.

Features and Benefits:

  • No annual fees and no penalty rates
  • Unlimited Rewards
  • Reward points don't expire
  • Thousands of merchandise and travel rewards
  • Visa Platinum Core Benefits
  • Chip card security
  • Mobile payments (Apple Pay, Samsung Pay, Android Pay)
  • Visa Checkout
  • Cell Phone Protection

    MNLB ATM Card



Need some quick cash? Conveniently use your Minnesota Lakes Bank ATM Card at any automated teller machine. Easily access cash, check account balances, see your latest transaction or even transfer money between accounts. Best of all…there’s no charge to use your card when you use a machine in our Delano or Mound Minnesota Lakes Bank lobby entries or drive-up ATM in Delano.  For a listing of ATMs where there is no machine surcharge, click here or above for MoneyPass.  (Note: out-of-network ATM fees will apply.)

    MNLB Personal Debit Card

Faster than checks and safer than carrying cash! In addition to using it at any ATM, you can ALSO use your Minnesota Lakes Bank Debit Card to make purchases at any location that accepts VISA. When you make a purchase at a store, the money comes directly out of your checking account just as if you had written a check. There's no buildup of balances or interest to pay as you would have with a regular VISA card.

 When you swipe your card at a store to make a purchase, you are often prompted by the clerk to choose “credit,” but now you have the option to choose "debit."  Choosing "debit" has the advantage of requiring you to enter your personal identification number (PIN). This provides you a more secure transaction and gives you the ability to get cash back with no fee while conducting the transaction (merchants may have cash-back limits).

Frequently Asked Questions about the EMV or Chip Cards

    SecurLOCK Equip

Allows a cardholder to control the how, where & when their payment cards are used via their mobile device. Cardholders can lock or unlock cards with a single touch. With total control over their cards, cardholders can customize card activity to their own spending habits.

Cardholders can feel truly confident and secure with the following features:

  • Turn cards on and off
  • Block international transactions
  • Limit activity by location or regions
  • Set transaction limits and alerts
  • Manage transactions with specific merchants and or transaction types
  • Minimize fraud

Please call one of our Customer Service Representatives today for more information.

  • Click here to download SecurLOCK for your Apple device from the Apple Store.
  • Click here to download SecurLOCK for your Android device from Google Play.

NOTE: These links are intended to be accessed via smart phones, so if you open them on a desktop computer, they will not work as desired.

Frequently Asked Questions about SecurLOCK Equip

    Apple, Samsung, and Google Pay

Use your Minnesota Lakes Bank Visa® debit card with your Apple, Samsung, and Google devices in your mobile wallet. Click on a link below to learn more.


Click here to view the Minnesota Lakes Bank Online Access Agreement and Disclosure Statement.